Daily Archives: February 13, 2015

SHARING 58 INSPIRING BEAUTIFUL BIRDS!!!

2.13 Olive Backed Sunbird, found from Southern Asia to Australia 2bff4fe27ef7b2f7f9183d5f33ef2e7c 5 07 2014 - 1 14 - 1 (3) 14 - 1 14 - 1 14fb2f1617f98d7c22a6025075601d7e 15 - 1 (1) 15 - 1 (2) 15 - 1 (3) 15 - 1 (4) 23.01.15 - 1 27ad5225ad8db2d3ad676155c3e36581 58 - 1 997c6a1bec71b27c82cdcb2dacaa2731 2014 - 1 (1) 2014 - 1 (2) 2015 - 1 (1) 2015 - 1 (4) 2015 - 1 (5) 2015 - 1 183451_10150104407509500_4097570_n 228677c179aa0cd67aa5b5ff9b2f78f6 425109_355099344590038_1737986309_n 525378_540316609353844_166537988_n 1000810_592437054121766_251160883_n 1535562_576272299121147_1231836796_n 3053734d9e9bb02261e512b87f6382c7 10845942_609109552544841_8140383848173451241_n b37c4398e1b30c6f13b565e49dd07c03 bcc53b1f2f12254c60431507fc6b622c birds_000 d0dec8f756b5cc579875946b1e7e4546 d319cba61cf98d1f27465dde63ed75a8 (1) d319cba61cf98d1f27465dde63ed75a8 dc3de943fd08c5a587fafe8307054f70 DSC_3478 DSC_5514 DSC_7286-R DSC_7359 DXR_1990 EDS_3063top.jpg500post facebook_1421584102896 fd8fcfbf226006d4afcc2c3552976d57 Funny-Eagle-Trying-to-Catch-Big-Lizard image-13 IMG_9198 Kreuzspinne-(20) -Passaros-Dourados-Americanos pay-pay-IMG-20140827-WA0017 ShetzersPhotographyCopyrighted-20130607-141353 solidaridad_y_cuidado_mutuo_zaragoza Streak-backed Oriole, found in Central America and Mexico tumblr_n2m9whlFfM1s9rrcgo3_250 tumblr_ngdgc38rRZ1teesjko1_500 tumblr_ngw2mgbYvi1r38hk2o1_500 VQqIQKiaxUV_NoK9Jw2weGxcNPY white_siberian_goshawk_by_lost_nomad07-d88lywx

 

If you liked this evergreen truth blog then read more of them, about 1300 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT SAVINGS+

emergency-savings2

Save: v. to prevent with an event(s) and/or action(s) possible (injury and/or death) and/or (damage and/or destruction) and/or (embarrassment and/or usage) and/or error

The analogy of personal savings and fat in an animal’s body is very appropriate. When an animal is sick, suffers and injury, or is starving from lack of food then it can burn the body fat it has stored to survive until the body heals itself or finds more food.

Humans have emergencies. It may be a chronic health issue or loss of a job or need of money in retirement and with savings to rely upon you can weather the storm. Going into debt is another possibility for emergency situations but if the economy is in a depression or if your credit cards are maxed out then the possibility of getting financial help may be out of the question. OK, personal bankruptcy is the option in the modern world but the hardship it can cause can sometimes bring you to the verge of suicide.

Businesses are in the same situation. If they have savings or a financial reserve then they can weather an economic downturn when banks are not lending any money that easily. If their reserves are inadequate then severe financial downsizing or even bankruptcy threatens.

Banks and central banks also need savings or financial capital reserves because going into debt or working in the red for too long spells financial disaster. Sure, counterfeit money can be printed to bail out banks during a financial crisis but the national debt grows along with it and ultimately the debt has to be repaid unless there is debt forgiveness or restructuring or refinancing.

Banks wildly speculating with derivatives and other non tangible assets in the trillions of dollars have incredible potential future debt or obligations which no amount of money printing can save in a severe liquidity crisis.

International banks are increasingly becoming profligate wild speculators making riskier and riskier loans not backed by capital reserves. It is just a question of time before the governments of the world will start putting the brakes on this incredible bank Ponzi scheme with a new more rational financial system for the world and new financial rules for the banking world.

It may take a worldwide depression to shock the nations of the world into financial reality but the day of reckoning is coming sooner or later. The nations of the world which will come out of depression on a sounder financial footing will be the ones with rich natural resources and a large GDP and GNP.

Ruling justly with money is potentially possible but when the financial system loses touch with reality and tangible assets it is doomed to implode eventually. Gradual financial change is preferable to shocking sudden change but I doubt that humans on a spending addiction will be able to make the necessary changes in small increments with more just financial laws.

Inflation and ridiculous interest on savings accounts is not encouraging wise saving for individual family units and ultimately the government is a reflection of the budgeting ability of its citizens. Encourage private profligacy and national profligacy is the result. No inflation or a decent return on savings which keeps pace with inflation is one of the fundamental solutions necessary in a just banking system.

Budgeting is not taught in elementary school and that is one of the biggest failures of the educational system of any nation!!!!!!

If you liked this evergreen truth blog then read more of them, about 1300 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

https://uldissprogis.com/zlist-of-my-most-popular-blogs/