Misfortune: n. bad (luck and/or circumstances)
Some misfortunes such as being the victim of an accident, a birth defect, a war, a bad environment, or a dysfunctional family is really not your fault and you can be considered to be the victim of bad luck.
There are many financial, relationship, and addiction misfortunes which you personally can be blamed for as being the primary reason for the misfortune. Yes, some financial, relationship, and addiction misfortunes may not totally be your fault and you may have just had the misfortune of associating with bad humans who were partially or mostly to blame.
Philosophically you can blame nature, society, or yourself for misfortune and the truth is that all three can be and are potential causes of misfortune.
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