Category Archives: money

money topics

UPDATED NEW QUOTE BY ULDIS SPROGIS 549!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 550!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 546!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 548!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 547!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 539!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 545!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 544!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 540!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

https://uldissprogis.com/zlist-of-my-most-popular-blogs/

UPDATED NEW QUOTE BY ULDIS SPROGIS 542!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 541!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 538!!!

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If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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HOW TO SIMPLIFY YOUR FINANCES AND IMPROVE YOUR LIFE!!!

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If you can’t budget or don’t want to learn how to budget then the best advice is to pay cash or live a debit card existence. Other useful advice is to unclutter your surroundings of things you don’t use and get rid of toxic friends or humans. There are 7 more hints of what you can do to simplify your life, make it more efficient, and improve it in this moneytalknews.com article.

http://www.moneytalksnews.com/10-simple-strategies-simplify-your-life/

If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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27 THINGS WHICH WILL INCREASE THE PROBABILITY OF SUCCESS IN YOUR LIFE!!!

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Unless you are a celebrity or the object of some human’s jealousy you will find that most humans don’t really care that much whether you got a new car or promotion. You really shouldn’t let other’s opinions of you guide your behavior, especially if they are lavishing attention on you hoping to get some benefit out of you. We all like to be praised by others but what is most important is how we feel about our situation in life personally and how competent we are in what we are doing.

Family, close friends, and humans in general who really care about you are far more interested in your personality and the quality of the human interaction rather than your accomplishments and possessions.

Arranging your life primarily in the pursuit of money will not make you happy in the long duration because how successfully you spend your time, energy, and money on other humans will really determine your state of happiness in the long duration. Paying attention to the quality of your life experiences and not just a quantity of money is the true source of happiness without any regrets in old age for being too myopically focused on wealth and not having lived a full balanced life.

Avoid debt as much as possible because debt incurred by profligate spending and investing in a job poor largely useless education in young adulthood will become a terrible financial burden for the rest of your adult life. Of course you can declare bankruptcy and live much of your life with a debit card existence.

Learn how to be more persuasive and learn how to acquire emotional intelligence which will be a great advantage when trying to influence other humans. You will learn how to communicate and change other human minds, instill confidence in others, and sooth their fears. This means being a powerful communicator and the potential to become a human leader in any profession if you also have a good memory for names.

Have integrity, be dependable and competent which means being moral and responsible for your own actions and consequences while treating others with as much respect as they deserve and helping those in need where appropriate. Guard your integrity jealously because trust and respect from others is impossible without it.

Prepare for the unexpected or have a plan B in mind if chaos breaks out. An emergency financial savings is the safety net when loss of a job, loss of spouse, or business failure surfaces to cause chaotic turmoil.

In business success means outperforming or being better than your competitors. If you are at the top then competing with yourself or becoming better at what you are doing is the key to remaining at the top.

Selfawareness or knowing yourself and realizing that others view you the same way is a big advantage when interacting and working with others.

Personal biases or personal opinions and beliefs affect the way that you view the world so it is important to understand that any decision which you make will be dependent on them to a large extent. When confronted with failure it is time to reflect and possibly modify or change those opinions and beliefs to ones that will mean success in future attempts at goal achievement.

Accept that the past can’t be changed. Live in the present courageously making plans for a better future yet to come.

Humans and ideas much different than your own are the source for creativity and possible enrichment of your life. You will learn more and potentially grow faster in your understanding of possibilities yet to be achieved.

Travel more or surf the internet visiting other places and cultures. New perspectives on business and life will refresh you and reveal new possibilities to take advantage of.

The truly successful have a passion for what they are doing and do it well so if you haven’t found anything to be passionate about then keep looking or take risks to find out what that might be.

An impulsive reaction influenced by anger or panic can ruin a lifetime of work in a relatively short duration so don’t let your emotions get the best of you when making important decisions.

Holding grudges consumes much time and energy holding on to hatred so try to forgive a stranger or family member if they have not been immoral.

Recognize that there is much that you don’t know. If you find someone more knowledgeable then try to delegate the relevant task. If you are confronted with a discussion where you lack sufficient knowledge then resist the urge to jump in and contribute and being foolish in the process.

If you are competent and believe in yourself the confidence will encourage others to believe what you say.

Everyone has a fear of failing but the successful ones overcome the fearful anxiety and move forward with action and don’t let fear restrain them that often.

It is good to have good role models or heroes whom you are trying to imitate or learn from. Not all the knowledge that you acquire will be useful in a rapidly changing technological era. Some new useful creativity will be your responsibility to discover and apply to new ever changing circumstances.

Avoiding crippling addictive bad habits like gambling, alcohol, drugs, promiscuity, pornography, and impulsive shopping will optimize your ability to function most effectively and efficiently at work and home.

Take care of your health by eating organic and getting enough exercise and sleep. Nothing will short circuit a successful career faster than failing health in your vital years.

Nothing is perfectly predictable and the good guys don’t always win in the real world. This sometimes means being content or grateful for what you have  so far rather than what you hope to have which doesn’t seem to be materializing for you.

Your happy optimistic attitude starts out as a conscious desire which soon becomes a good habit or the happy optimistic attitude unrelentingly repeats itself in your life as you live it.

You need to be honest with yourself and know your weaknesses as well as your strengths. Knowing your weaknesses you can either try to strengthen them with new knowledge and skills or you can hire humans who are not weak in your area to work for you if it is a business.

An opportunity may arise suddenly and it may seem like unexpected luck. Talent, the right useful education, and hard work is essential which qualifies you for an opportunity when it comes along even though sometimes there may be a desire to give up prematurely because no breaks or good fortune seem to be coming your way.

When you become very successful try to give back by supporting truly worthwhile causes such as wilderness conservation and restoration, sustainable research, and basic medical and biological research. You will be promoting the possibility of a better life for future generations.

 

If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

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4 LAST MINUTE BUYING NEGOTIATING TRICKS AND HOW TO DEAL WITH THEM!!!

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A deal is almost consummated and out of the blue the customer pretends to have cold feet, makes an unreasonable request, requests a last minute discount, and tries to delay finalization of the deal. These could be considered to be unfair tricks trying to squeeze out an even better deal at the last moment.

Some pretend that they are uncertain that it is still not the right time or right cost. This can be countered or reinforced with an argument that the return on investment or ROI makes timely cost effective sense to go ahead with the deal right away and at the estimated cost.

An unreasonable request should be answered with “That’s not going to happen.” followed up with the question “I guess you are not really interested in buying. Is that the case?”

Suggesting a last minute discount should be answered by stating that you don’t play games like your competitors do and your first offer is the best that can be expected.

Trying to delay a deal by a month or so can be combated by stating that the price will probably go up in a month’s time so it is advisable to act promptly.

***Last minute objections are basically countered with an honest statement that this is a business deal and not an auction with the deal going to the lowest bidder. We don’t play bidding games and try our best to give a customer the best deal for the money in a timely way and based on firm business principles considering a good return on investment or ROI.

If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 452!!!

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If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 443!!!

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If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 334!!!

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If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

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10 RULES TO FOLLOW TO AVOID BEING SCAMMED!!!

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A scam is basically a clever often deceptive plan to steal your money and give NOTHING back or give very little back and NOT WHAT YOU WERE PROMISED for your hard earned money.

Moneytalknews.com in this link gives an excellent presentation which you should commit to memory if possible and definitely follow the rules in your life if you don’t want to flush your money down the toilet again and again.

http://www.moneytalksnews.com/the-10-golden-rules-scam-prevention/

If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

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THE TRUTH ABOUT STATISTICS AND ECONOMIC GROWTH!!!

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Statistics is a statement about the possible correlation between two facts and not a statement of causation or that one fact absolutely causes another. The relationship between two facts may vary in degree based on changing circumstances and the correlation may also be a function of time so that one fact may only significantly affect another many years after its impact.

The correlation between debt and economic growth intuitively and statistically seems to be valid. The more a nation is burdened by debt the less real growth it is capable of.

However, there are many other variables which affect growth such as an increase in the efficiency of infrastructure which promotes growth in the long duration.

Investment in useful technological education skills can also promote eventual greater productivity and economic growth in the long duration.

Decrease in taxes frees up more money to be invested in the economy more efficiently in the long duration because automatic decreases can increase the national debt which does not stimulate growth.

Laws which handicap the growth of small businesses which increase the net income of workers and expand GDP reverse economic growth. These same laws which promote the growth of big business reduces employment of workers thus decreasing net income and resulting in a lower GDP.

A growth in the size of government also decreases a growth in the GDP because government workers are not as productive as private business workers and make the economic growth pie smaller since it is a parasite on the economy.

Business cycles also affect economic growth and during times of recession or depression growth is either slowed down considerably or stopped or it is even reversed in a depression.

An increase in the rate of natural resource usage also increases GDP growth since more goods are produced and sold.

Cheaper energy also stimulates economic growth because more goods are produced more cheaply increasing the net amount of goods in circulation.

Free trade can decrease economic growth because of worldwide competition which causes many workers to go on unemployment or welfare and add to the burden of national debt.

Summarizing the 10 most important intuitive causes of national economic growth they are- laws which promote small businesses, less debt, decrease in government size, decrease in taxes, increase in the use of natural resources, cheaper energy, more efficient infrastructure, more useful technological education, business cycle high, and Fed and bank money investment in the economy from a lending high in the business cycle which unfortunately mostly causes inflation if it is not an investment in small businesses.

No amount of statistical data will verify the correlation of all these 10 variables to economic growth because these variables change and depend on the given point in time that you are talking about which is impossible to correlate accurately or statistically. Statistics just give you rather vague ballpark approximations and they are just a little better than smart intuitive thinking in economics which is still largely intuitive art and not a science which it will never be because there are too many impacting variables.

***Realistically it is debatable whether economic growth is desirable in a finite planet with finite natural resources, especially wilderness, and an ever increasing human population which is threatening the very survival of this precious endangered planet. The real emphasis should be on no inflation very efficient sustainable living and not trying to crazily try and grow indefinitely.

The true goal of all nations should be to function more efficiently with more sustainable living, no inflation or a constant value in money, balancing the budget, and conserving and even expanding wilderness throughout the world.

If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 418!!!

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If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 416!!!

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If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 415!!!

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If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

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8 PRINCIPLES TO FOLLOW FOR A BETTER MARRIAGE!!!

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LEARN TO COMPROMISE AND COOPERATE:

Most important is to learn the art of compromise or cooperation. Sometimes this involves the sharing of household chores or responsibilities and offspring raising responsibilities. Sometimes it means mutually sacrificing some pleasant time for the benefit of the family unit.

An example of compromise or an exchange of mutual sacrifice may be as follows. The husband may ask the wife to sacrifice something and the wife may ask the husband to sacrifice something in return. For example, the husband may sacrifice some pleasant time with his buddies or watching sports to spend more time reading to, playing with, and helping offspring with homework. In exchange the wife may sacrifice some time and save money by not shopping for clothes and jewelry so often.

Sharing the household chores by both spouses is possible. Cooperating or assigning responsibility for a given household chore to one spouse is the common way of doing things so you don’t have to alternate responsibilities on a daily or weekly basis. In either case it can be seen as both spouses sacrificing their time and energy or fulfilling their responsibilities in a cooperative way.

The compromise is really an exchange of behavioral changes. “If you do this which is what I want then I will do what you want.” Priorities are changed in each compromise and your old priorities or what you spent most of your time with will change and make room for other priorities considered to now be more important.

Most compromises and cooperative behaviors initially may feel like sacrifices of pleasant old habits which are hard to change unless you have an optimistic courageous attitude that the change is for the better and the new modified habit or changed behavior is really going to be mutually beneficial.

Out with the old and in with the new viewed courageously and enthusiastically is the key to successful happy compromises. In effect, the time, energy, and money spent on an old habit will be modified and more time, energy, and money will be spent on the new now preferred habit.

Compromising can really be thought of as an ability to cooperate in a relationship so that both parties mutually benefit in some way.

TRY TO RESOLVE CONFLICTS WITH DISCUSSION RATHER THAN ARGUMENTS.

If there is a conflict or difference of opinion then you can seek to resolve it, ignore it, or learn to live with the differences of opinion or agree to disagree. How important the issue is should determine whether there is an urgent need to resolve it or if it is rather insignificant and can be ignored for some time without serious consequences. If the issue is not urgent and important then switching from argument mode to discussion mode is the preferred way to do it.

Arguments are confrontational with aggressive words and defensive verbal reactions which inflame emotions and make it harder to agree on something because it is a winner take all approach, or one side must win and the other side must lose. Sometimes the urgency is so great that immediate action is necessary and there is no time for smart discussion and you may have to give in to an emotional fit.

When a problem is not that urgent then there is time for discussion which may last a few minutes or hour and the problem may be resolved over the course of a few days or even few weeks. Sometimes a problem must be researched or a resolving opinion gotten from a friend so one time discussions are not always the rule but in fact rather infrequent because most serious problems need much time to resolve and this means resolution within a few days or few weeks.

Discussion is not easy to learn because one spouse may be very verbal and talk their head off while the other may be one with few words and not very skillful with give and take conversation.

Most arguments are about not doing something which should be done or about doing something bad which shouldn’t be done. Women are usually the ones trying to make you feel guilty about never doing something or always doing what they consider to be bad.

The key to conflict resolution is sometimes a question of doing something more frequently or not doing something as frequently since old habits die hard and are not easy to change overnight. Sometimes conflict resolution is promising to do something more often or not doing something so often since completely eliminating or radically changing the behavior is usually almost impossible to do realistically. Women who try to change their husband’s behavior overnight or with incessant nagging are doomed to fail so it is a good idea not to marry someone with too many behavioral drawbacks which need reforming.

FORGIVE AND TRY TO FORGET:

Confrontational attacking emotional arguments demonstrating verbal aggression can quickly degenerate into insults, name calling, put downs, and ridicule which hurt feelings and elicit vengeful defensive feelings. Being called stupid, crazy, worthless, scum bag, etc. really need an apology sooner or later so forgiving one for these transgressions is often vital to maintaining respect or trust in a relationship.

If it is not an unforgiveable moral transgression such as lying or adultery the behavior can usually be forgiven but trying to forget passionate insults, name calling, put downs, and ridicule is very hard to do realistically so try not to argue if arguing brings out the worst in you. Sometimes tone of voice is very important and there are sometimes nice ways to ridicule and put someone down without stirring up permanent vengeful feelings.

Crappy arguing should sometimes be forgiven with more than just an apology. A promise to do something nice may be the best solution to severely offending a spouse. Kiss and makeup are vital to a lasting marital relationship.

BE TRUTHFUL AND NOT VERY HURTFUL:

Never be afraid to reveal your true likes and dislikes to a spouse in a calm manner but be cautious not to utter something in intense emotional anger which you wish you could take back later but can’t once it leaves your mouth. An honest or truthful relationship will maintain an atmosphere of trust and respect so vital to a lasting relationship. A spouse will often forget what you did wrong given enough time but harsh words said in anger can leave permanent emotional scars which can last a lifetime.

STAY TRUE TO YOUR CORE MORAL VALUES:

Despite differences in personality and viewpoints it is important to maintain your core values such as integrity, dependability, promise fulfillment, loyalty, faithfulness, and friendliness. You can offend once in a while, make mistakes occasionally, and do some bad things along the way but you should never lie or commit adultery which are the most important core moral values.

PLAY BY THE RULES:

Each household has rules which are basically household responsibilities to be carried out by each spouse. Sharing in household responsibilities and/or a division of work or household responsibilities is the way that responsibilities are usually divided up. In no situation should one radically feel that they are doing all the work or have all the responsibilities and the other partner has none or very little.

SUPPORT INDIVIDUAL INTERESTS:

There is nothing as nice as having shared interests such as offspring to maintain a bonding relationship in marriage but there are marriages where each spouse may have very important interests outside the family and these should be encouraged as much as possible.

Encouraging the growth of outside interests makes for an interesting relationship which should never get boring since there is always something new to discuss which one spouse has not experienced. Very dependent interactive relationships can last a long time but independent activity can lead to more fulfilling lives for both spouses and a great pride in personal accomplishment too.

Two working spouses is increasingly becoming the norm for financial reasons alone and even though there is a risk that career priorities may lead to a geographical breakup of a relationship the ultimate resolution of the potential problem may be to relocate geographically to the area where one spouse will be making the largest income.

BE FINANCIALLY RESPONSIBLE:

One of the major reasons for divorce is financial instability which is caused by having offspring too soon or spending too much money during marriage, getting into overwhelming debt, and having to declare both financial and marital bankruptcy.

Budgeting money is the key to not overspending on big cars, big houses, many clothes, too much eating out and expensive vacations.

With the technological revolution job security is no longer a guarantee for a lifetime so continual selfeducation or learning new useful skills for a job are becoming increasingly vital to stay financially afloat.

Financial recklessness or irresponsibility will make a bad relationship worse and terminal and a good relationship is not really possible in the real world.  If you can’t control your money then you will not be able to control your relationship successfully.

 

If you liked this evergreen truth blog then read more of them, about 3300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

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UPDATED NEW QUOTE BY ULDIS SPROGIS 319!!!

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QUOTE BY WILL ROGERS!!!

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If you liked this evergreen truth blog then read more of them, about 3100 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 278!!!

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If you liked this evergreen truth blog then read more of them, about 3100 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 257!!!

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If you liked this evergreen truth blog then read more of them, about 3100 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 226!!!

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If you liked this evergreen truth blog then read more of them, about 3000 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 223!!!

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If you liked this evergreen truth blog then read more of them, about 3000 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 199!!!

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If you liked this evergreen truth blog then read more of them, about 3000 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 198!!!

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If you liked this evergreen truth blog then read more of them, about 3000 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 195!!!

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If you liked this evergreen truth blog then read more of them, about 3000 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT EQUITY*

equity-480x328

Equity: n. tangible value

Money alone does not have tangible value unless it is in an escrow account subject to mutually agreed upon circumstances. Derivatives and other fictitious financial documents are not backed up with tangible assets so they are not tangible assets and have no tangible value or equity. Insurance against risk is a promise of money and if the money runs out due to insolvency or bankruptcy then the insurance is a bogus or fictitious promise and not backed by tangible assets.

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT CHARITY*

charity-themes-lander

Charity: n. giving personal and/or organizational welfare to the needy

Personal charitable contributions keep a charitable organization alive but you should try to donate to organizations with approximately a 10% management overhead.

If you discover that ninety cents out of a dollar is going for administrative costs and only 10% to the charitable cause then you should avoid such organizations like the plague because they are really fraudulent organizations meant to enrich the owners or managers and little else.

Many charitable causes promoted by celebrities unfortunately also have extremely high overhead costs and you really should not donate any of your hard earned money to them.

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT BUDGET*

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Budget: n. an estimate of income and expenses for duration

Having a household budget is very important even though many do not budget their money and live on a paycheck by paycheck basis. Even huge institutions like governments have a budget which is often exceeded in reality and incurs greater debt on a yearly basis.

Living within your budget is financially sound practice and far too many humans and institutions are no longer practicing sound financial management and living within their budget. If you have more than just temporary debt then you realistically are not budgeting correctly.

 

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT BONUS*

bonus

Bonus: n. an additional subset(s) which is sometimes unexpected and given as a reward for good and/or outstanding achievement

Some organizations give standardized bonuses for good and/or outstanding performance but the true bonus is one which is unexpected and given for the basic same reasons of good and/or outstanding achievement.

 

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT BANKRUPTCY*

bankruptcy-stamp-300x199

Bankruptcy: n. a human and/or business which is unable to pay back existing debt in a timely way and being unable to get additional credit

Personal and small business bankruptcies are rather terminal and final but big business has bankruptcies which reorganize the business legally and some historical debt is forgiven so that the business can continue to function with a smaller size or footprint.

National bankruptcy is more serious and can result in worldwide depression if a major country suchas the US collapses financially and becomes insolvent.

 If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT AUCTION*

Auction-gavel

Auction: v. to sell and/or offer to sell ingus at a public sale to the largest bidder

Ingus: n. information and/or goods and/or services

At some auctions you can really luck out and get great deals for little money but at professional auctions with very valuable ingus being sold you often overpay in your zeal to get some imagined prize possession.

When a historical picture is sold at auction for 40 or more million dollars then you really can sense that the true worth of the picture has been artificially highly inflated by wealthy greedy collectors.

 

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT AFFORD+

Buy-what-you-can-afford

Afford: v. to have enough money for a subset(s)

Most of us can afford basic necessities but luxury items in great numbers are just not affordable to the common human and certainly not poor humans.

If you liked this evergreen truth blog then read more of them, about 2700 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT BORROW+

BWC_banner

Borrow: v. to temporarily and intentionally get possession of a subset(s) and not give money for samer subset(s)

Have you ever borrowed something and forgot to bring it back or worse yet damaged it and were too embarrassed to bring it back? Those are the risks that you take when lending something to someone for free. They may break the item or use it for too long and in either case it can lead to bad feelings or even arguments which can even threaten a relationship.

Pure communism doesn’t work for that same major reason. No one owns property in pure communism and when someone breaks that property then they are not responsible for paying for it and it causes bad feelings in the rest of the crowd which has to pay for your irresponsible unpunished behavior.

“Neither a borrower or a lender be” is only partially true. Don’t borrow is good advice but lending is what makes capitalism work, especially if you can enforce the lending with strict enforcement of the law and get your money back at a profit from the borrower who gets the bad end of the deal in many cases because of too much borrowing.

If you liked this evergreen truth blog then read more of them, about 2500 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT CHEAP+

stock-photo-good-work-ain-t-cheap-words-on-a-hanging-store-sign-as-a-motto-for-great-quality-service-at-a-fair-215664130

Cheap:  adj. a relatively small price for ingus under competitive market conditions

Ingus: n. information and/or goods and/or services

Cheap ingus is bought because the poor can’t afford much else. Cheap prices are very tempting even for the middle class but they are frequently disappointed because the food is not very tasty and not very healthy, the ingus is usually not durable, is not qualitative, and frequently brings disappointment in a relatively short duration.

Slightly more expensive organic food is the answer to cheapness and quality ingus at a reasonable cost determined by word of mouth advertising or determined by reputable independent laboratories or testing agencies is also the best answer to combat inferior cheap ingus.

If you liked this evergreen truth blog then read more of them, about 2500 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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COMPARING SUCCESSFUL TO UNSUCCESSFUL HUMANS!!!

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SUCCESSFUL HUMANS:                                     UNSUCCESSFUL HUMANS:

Research and read useful information        Watch TV every day and waste

almost every day                                                time and energy on social media                                           

Talk about concepts, ideas, or topics            Talk about other humans

Judiciously compliment when appropriate  Complain, criticize, put down,

                                                                                   name call, insult, and ridicule

Embrace change as a welcome challenge      Fear change

Forgive but remember immoral behavior      Hold grudges

so they are not victimized again  

Learn constantly and listen much                     Often behave like know-it-alls

Pursue selfimprovement                                      Are content to live with their

                                                                                      bad habits 

Accept responsibility for their failures            Blame others for their failures

Have a sense of gratitude                                     Have a sense of entitlement

Set goals and develop life plans                          Don’t set goals but just wing

                                                                                      it

Don’t waste time, energy, and money on        Waste time, energy, and  

trivial pursuits                                                         money on trivial pursuits and

                                                                                     impulsive shopping

 

If you liked this evergreen truth blog then read more of them, about 2500 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT CONTRIBUTION+

making-your-first-opensource-contribution-1-728

Contribution: n. giving a subset(s) to help a different subset(s)

You can contribute your time, energy, and money to help someone or help a cause. Sometimes you can give a gift or do someone a favor to help them in the form of advice or suggestions on what to do or think.

Some contributions to a human’s sense of well being are as simple as saying “thank you” for something which you get from someone or “I’m sorry” as an apology for an insult, put down, name calling, harsh criticism, or ridicule.

My contribution to language is many accurate logical definitions which I hope will someday be used for the benefit of humankind worldwide.

If you liked this evergreen truth blog then read more of them, about 2400 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT CORRUPTION+

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Corruption: n. causing to behave dishonestly and/or immorally and frequently nonviolently for money and/or (personal and/or institutional) gainen

Gainen: n. getting a desired subset(s)

Government, business, and organizational corruption is the most difficult to combat because it is institutionalized and has much momentum to continue on it’s traditional path without reforming.

You can’t realistically put every member of an institution in jail or fine each one for corruption. Watch dogs within the organization risk losing their jobs and future livelihood if they turn on the institution and testify in court with evidence of its corruption or corrupt members. A corrupt big wealthy institution can make life very miserable for you after you get fired from it.

Most corruption is of the nonviolent kind but there is also corruption which utilizes violence and rarely murder to silence its threatening foes or opponents. Murder is hopefully rare but blacklisting is a common underground practice which is almost impossible to prove with objective evidence which is secret or hidden from public view.

My personal opinion is that national and international watchdog foundations should be formed which protect humans financially who reveal institutional corruption with audio visual and documented evidence and prove their case in court with watchdog foundation legal funds. Only the fear of losing a great public reputation through worldwide media exposure will insure a minimum tolerable level of institutional corruption.

The media itself is controlled by a handful of corporations so the probability that corporate corruption will be disclosed and punished with fines and even jail time is highly improbable. When fines are assessed they just become part of the expenses of doing business as usual and the inherent corrupt structure and operation of the institution continues on in perpetuity.

Open source internet information on government activity, especially that of committee deliberations, is vital to keeping corruption to a minimum and it is something which we still don’t have today. Secrecy promotes corruption and the more information which becomes public knowledge, the less corruption there will be in the future.

Corruption in politics is legend with special interests and powerful money interests getting beneficial legislation or laws at everyone else’s expense.

Deception and even lying in advertisements promotes a corrupt social environment.

The absence of strict moral teaching in elementary schools encourages many to lie and cheat in some way which then is reflected in society later on where a lax attitude towards promiscuity results in much marital adultery.

Without moral citizens the leadership becomes even more corrupt and rebellion against corruption is almost non-existent.

The whole world needs a secular moral code for young impressionable minds in elementary school and it is- except in emergency situations- don’t destroy biodiversity, don’t lie, don’t be inefficient, don’t steal, don’t commit adultery if married, and don’t murder. Without putting this secular moral code into practice peaceful and good human interactions or relationships will continue to break down and peace between nations will not be possible in the long duration.

If you liked this evergreen truth blog then read more of them, about 2400 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT CUSTOMER+

 Customer-Life-Cycle

Customer: n. the buyer and frequently user of ingus

A customer buys information and/or goods and/or services or ingus in the marketplace sometimes out of pure necessity for survival and sometimes for mere entertainment or selfish gratification which is giving in to wanting impulses and not true need impulses.

The marketplace is filled with ingus designed to satisfy human insatiable wants and not so much actual human needs. Customers want beyond their financial means and credit card companies and the marketplace is there to try and satisfy those wants which are created in the media through mass brainwashing. I want, I want is a popular request theme of offspring who are never trained to ask- do I really need it? or Is there something better which I can buy instead?

I am just still thankful that many reputable companies refund money for goods which the customer finds out after purchase is either not good or not useful as the intended original purpose was advertised. I like the phrase satisfaction guaranteed or your money back!!!!!! and wish that more reputable companies would offer and fulfill such a pledge or promise.

If you liked this evergreen truth blog then read more of them, about 2400 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT EARN*

PS_0113W_WAIT_EARN

Earn: v. to get a subset(s) and/or money for one’s labor and/or service and/or behavior

Earning something like money for work is common but you can also earn something for a service or a behavior which can be something as simple as praise or a “thank you”.

If you liked this evergreen truth blog then read more of them, about 2300 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT EVALUATE*

evaluate

Evaluate: v. to judge the value of a subset(s) based on a subjective and/or objective (standard(s) and/or norm(s))

How valuable something is may be a subjective personal opinion or a consensus of personal opinions on the value of something.  You may also use an established value standard or norm as a basis for comparison with the value which you feel something has.

Most standards and norms are subjective in nature and it is only those grounded in science with mathematical calculations that can truly be called objective values.

How rare something is frequently determines its monetary value to a large degree. Usually the rarer something is the more valuable it is with the possible exception of rare diseases and rare behavioral abnormalities which can be considered to have negative value monitarily.

Personality characteristics have social value which translates into monetary value also but there is no direct mathematical formula which guarantees that x characteristic has m value monitarily. There is only a statistical probability that if you have personality characteristics x, y, and z that your monetary value will be approximately m  p percent of the time.

The marketplace often determines the monetary value of something and it is disastrous that rare rhino horn and elephant ivory has such a high price because killing and extinction is directly proportional to the value of something in the wilderness.

If a wilderness plant or animal is domesticated and raised for ongoing profit then the wild species can continue to thrive untouched by human civilization provided that their real estate is not stolen from them by agricultural greed.

 

If you liked this evergreen truth blog then read more of them, about 2300 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT HARDSHIP*

Hardship Banner_full

Hardship: n. (suffering and/or economic loss) and/or injury to an animal(s) and/or organization(s) from a government law(s) and/or personal bad action(s)

Hardship is suffering brought on by economic loss and/or injury to an animal. A family which losses its major breadwinner due to death or a wounded human or animal suffers hardship until health is regained or in the case of the family some welfare assistance is obtained to ease the hardship.

Wilderness animals undergo great hardship when they begin starving due to habitat destruction and humans and organizations undergo great hardship during some economic downturns often precipitated by irresponsible government and business collusion.

Hardship can have predominantly external causes but sometimes personal bad actions such as drug or gambling addictions, illness, accidents, and financial irresponsibility can cause great personal hardship.

If you liked this evergreen truth blog then read more of them, about 2100 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

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