Tag Archives: credit cards

HOW TO SIMPLIFY YOUR FINANCES AND IMPROVE YOUR LIFE!!!

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If you can’t budget or don’t want to learn how to budget then the best advice is to pay cash or live a debit card existence. Other useful advice is to unclutter your surroundings of things you don’t use and get rid of toxic friends or humans. There are 7 more hints of what you can do to simplify your life, make it more efficient, and improve it in this moneytalknews.com article.

http://www.moneytalksnews.com/10-simple-strategies-simplify-your-life/

If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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THE TRUTH ABOUT USURY+

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Usury: n. charging more than 10% on a loan and being guilty of extortion

Usury must have a numerical percentage limit on it or the word usury has no meaning and should be terminated as a word.

Sure, you can say that a potential customer has a risk factor greater than 10% so it makes sense to lend money at more than 10% interest. Yes, but what if the customer risk is 90% then should you lend him or her money at 90% interest? The answer is definitely no and if the risk factor is greater than 10% then no loan should be made to that customer by law!!!!!!

Whether the loan is for a day, a week, a month, or a year, more than 10% is a usurious rate and should be forbidden by law!!! Most credit card companies are usurious enterprises and should be regulated severely by the government to no more than 10% on a credit loan! That is true justice and not the sky is the limit philosophy on usurious rates of return!!!!!!

 If you charge more than 10% on a loan then you are a loan shark and should be fined and/or imprisoned accordingly!!! You are guilty of extortion or taking advantage of  or injuring the financially desperate!

If you liked this evergreen truth blog then read more of them, about 1600 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

https://uldissprogis.com/zlist-of-my-most-popular-blogs/

3 PRIMARY REASONS YOU ARE IN GREAT DEBT OR WILL BE!!!!!!

credit-card-debt

***You are an impulse buyer who doesn’t know the difference between what you NEED and what you WANT impulsively.

If you can do without a purchase for a week, a month, or a year then you DON’T NEED it and you shouldn’t buy it just because you want it that moment.

***You don’t know how to budget your money

You haven’t learned to set spending priorities in your life based on your spending habits. Healthy food, shelter, economical transportation, and education for you and your offspring should be the right order of priorities in your life and everything else is secondary in order of importance. For help in learning how to budget go to BudgetSimple.com or read my evergreen book HOW TO SAVE MONEY.

***You are not setting aside about 10% of your income for emergencies

Many humans don’t have an emergency savings account and when they have emergency car repairs, house repairs, appliance repairs, unemployment, and medical bills they go into debt from which they never escape but the debt gets worse and worse as more emergency payments are added.

CONCLUSION: Stop making impulse purchases, budget your money, and put aside some for a rainy day in a savings account.

http://www.huffingtonpost.com/2013/06/22/george-carlin-stuff_n_3479918.html

http://www.youtube.com/watch?v=sX1ZePcUako

If you liked this blog read more of them and read one or more of my evergreen books, especially COMMON SENSE.

Enjoy!!!!!!