Tag Archives: depression

THE TRUTH ABOUT ABNORMAL PSYCHOLOGY!!!

In psychology abnormal behavior is viewed in terms of deviation from statistical and social norms or making assumptions that a certain percentage of humans can be considered to be abnormal such as about 2% of the population which was historically the percentage of mentally sick humans about a hundred years ago.

The problem is that statistical norms can also be said to be indicators of individual uniqueness of behavior or looks which can’t be classified as a characteristic of mental illness. So what makes someone unique and not mentally ill? Based on statistical and social norms very few can define or tell the difference.

All of abnormal psychology is really subjectively determining what behaviors or symptoms a human has way too much of and what symptoms a human has way too little of. Further there is the question of frequency of the behavior which answers whether the behavior or symptom is way too frequent or not frequent enough to be considered normal or abnormal.

The duration and frequency should be determined for each symptom but psychological tests do a very bad job determining this because most information is dependent on unreliable patient opinions and self revelations which are often not very accurate at all. Even the psychological tests are badly constructed with absolute yes or no answers without a time reference so test results are statistically very unreliable measures of the actual mental and physical behavior of the patient.  Guessing and ball park assumptions are rampant in the psychiatric profession.

Patients don’t count how many times a day or week they feel sad nor are they aware of how long the sadness lasts each time. Patients do not time their behavior or feelings so all answers are just ball park inaccurate estimates. How frequent is your sadness? How long does your sadness last?  and How intense is your sadness? are three questions which I have not seen on psychological tests.  Patient bias is added to doctor bias and this often results is misdiagnosis of the severity of the symptoms or behavioral dynamics.

This inaccurate biased diagnosis has increased the diagnosis of mental illness to 25 to 30% of the population which is really criminal behavior on the part of psychotherapists, doctors, and the drug industry who have addicted patients to psychoactive, mind altering pills, or medications and are making a financial killing doing so.

Adaptation: n. changing to achieve a goal(s) which is no longer possible to achieve without change and/or adjusting to changes in the environment

 

Maladaptiveness is suggested as a symptom of abnormal behavior which is basically an inability of a human to make goals and achieve them.

Physically an inability to pick up an object from the table or physically bumping into a door and fumbling to open it are sure signs of an inability to reach physical goals and this hints that there may be abnormal brain behavior.

Trying to say one thing and saying something else which seems irrational may be another sign of an inability to reach verbal goals and a sign of brain abnormality. Unpredictable, irrational, and emotionally inappropriate verbal responses may all be signs of brain abnormality but no psychological test can determine this and it is purely the subjective evaluation of the clinician or doctor that there is speech abnormality or maladaptiveness.

Determining the degree, length, and frequency of personal distress or mental disorder is seldom done accurately. Yes, inability to concentrate, insomnia, racing thoughts, hallucinations or hearing voices, delusions or feeling one is Napoleon or Jesus Christ, and frequently wanting to commit suicide are all potential signs of serious mental illness. Very few exhibit all five symptoms simultaneously and having only one symptom does not automatically mean that you are totally dysfunctional in society or can’t lead a relatively normal life.

In this day and age if you emotionally upset others too frequently, behave weirdly and upset others, or if you are extremely unconventional then you run the risk of being labelled mentally abnormal and can be medicated by the psychiatric profession.

A diagnosis of depression is the most common mental illness. Here are the 12 symptoms which only potentially show that you may be depressed:

Your always tired,

everything and everyone annoys you,

you sleep too little or too much,

you constantly overeat or eat too little,

you’re in pain everywhere,

you don’t care if you look messy,

your isolating yourself,

nothing interests you,

your forgetful or have trouble concentrating,

you wallow in pessimistic thoughts,

you feel numb or empty,  and

you think about dying.

How many of the above symptoms do you have to have before you are labelled depressed? Is it 3, 9, or all 12? No one can answer this question with certainty. In order of priority which symptoms are more indicative of depression? No one can answer this with any degree of certainty. What is the duration, frequency, and intensity of these symptoms? No psychological test or doctor can answer these three fundamental questions with any degree of certainty.

Add to this one more question. How do you determine the severity of the depression or whether the patient is a little depressed, normally depressed, greatly depressed, or severely depressed and maybe needing medication? No psychological test can determine this and it is purely a subjective conclusion reached by a clinician or doctor.

“Everything and everyone annoys you” is an absolute unrealistic statement because if it really was everything then eating, driving, shitting, pissing, sleeping, talking, moving, etc. would annoy you. Associating with lousy friends and a bad boss can make you feel that you are with annoying humans all the time. This symptom is highly subjective and not a clear sign of depression.

“Nothing interests you” is another unrealistic absolute statement which is like saying everything does not interest you like eating, driving, shitting, pissing, sleeping, talking, moving, etc. If I said you inherited $10,000 dollars then I bet this would almost interest everyone. This no interest in anything symptom is absolute and highly subjective and not a clear sign of depression.

“You don’t care if you look messy and you sleep too much” may just be a symptom of a very lazy personality and certainly not a clear sign of depression.

“Your always tired” is another absolute statement and may be caused by unhealthy eating habits, partying too much, not enough movement or exercise, alcoholism, or sleeping too little. Certainly not a clear sign of depression.

It is almost never determined what the intensity, duration, and frequency of your pessimistic thoughts, feelings of emptiness, and thoughts about dying are. If we are very old, our lives seem to have no purpose or are boring, and we aren’t very active in our lives then pessimism, thoughts about dying, and emptiness or a numb sensation may logically be present. We may seem depressed to an observer only because our thoughts and activities are severely decreased and we are not leading a normal active life.

So far we have analyzed 7 potential indicators of depression and all seven are no guarantee that you are severely depressed enough to need medication in your life.

Your isolating yourself, you have trouble concentrating and are overly forgetful,  you are constantly in physical pain, you are constantly sleeping, and you are almost always unhappy are mostly signs that you should get your rear in gear and do something constructive during the day instead of just lounging around doing nothing much.

Trouble concentrating is perhaps a sign of brain abnormality but constant physical pain is not a psychological problem but a physical one which can only lead to severe depression if it stops you from normal functioning at home and on the job too.

Depression is in reality severely decreased physical and mental activity which also means minimal exposure to other humans and the environment or a form of extreme isolation from the world of humans and things. Yet functioning human beings are often diagnosed with depression who have not isolated themselves from others and the world.

Humans with lousy friends, a terrible spouse, a lousy job, and bad relationships in general are very unhappy or sad and are encouraged to take happy pills by psychiatrists to elevate their mood.  The result is medicated humans with bad side effects returning to the environment which made them unhappy or sad in the first place and they are not cured of their “depression”.

Depression diagnosis is largely a scam which can be cured by interacting with motivating humans and the natural world and doing things in the world which give a sense of enjoyment and achievement. It basically means getting off your lazy butt and doing valuable things alone and with good quality friends or relationships.

You basically have to be selfmotivated to actively do things and this is almost impossible to create with external motivators or expert advice only. To cure depression you basically need a radical change in environment and relationships and interests which most humans can’t afford to do because of ongoing life commitments and the lingering trap of very bad habits.

That is the tragedy of modern life that those supposedly suffering from depression don’t have enough money to go elsewhere and eliminate the depressive symptoms and get well or become cured. A depressed or very lousy, very boring, very unhappy life is the fate many humans now have and are stigmatized by the diagnosis and treatment for depression with addictive happy pills which often make the situation worse with bad side effects and results in no cure.

Some depressed women have been helped with eco therapy which is basically going out with the family for half hour walks in the woods every day. This is just further evidence that the key to curing depression is to change a dysfunctional lifestyle into a functional one by changing your bad habits into better ones.

If you continue to marinate in your bad dysfunctional habits and just take happy pills or medications then there is no cure but just further dependence on the irresponsible psychiatric profession indefinitely. An abnormal lifestyle of bad habits must be changed into a more normal lifestyle of good habits if any progress is to be made with decreasing depression in the modern world.

It is also a fact of life that in a society of increasing diversity in behavior that statistically significant norms are hard to come by or define. In a traditional relatively uniform culture it is far easier to make normative statements than for a diverse cultural situation. The reality is that the apparently clear historical distinction between normal and abnormal begins to greatly blur and a true consensus or overwhelming majority of agreement no longer exists.

There are also no longer normative psychiatrists who diagnose subjectively the same way because there is such a diversity of backgrounds for the psychiatrists themselves all biased in their own unique subjective ways. In an increasingly chaotic and diverse modern world the boundaries between normal and abnormal are almost non existent or at least very vague and unpredictable to a large extent.

Conclusion:

If you feel very unhappy or sad I would highly recommend that you go to a psychologist first or a family counselor if you are married. Before you accept a diagnosis of severe depression from one psychiatrist and start popping pills, make sure you get a second, third, and maybe fourth opinion from other psychiatrists.

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MORE PSYCHIATRIC STUPIDITY: THE GERIATRIC DEPRESSION SCREENING SCALE!!!

 

THIS QUESTIONAIRE “WILL” DETERMINE WHETHER YOU ARE OLD AND DEPRESSED???

 

Geriatric Depression Scale (short form)

 

Tools may be copied without permission Instructions: Circle the answer that best describes how you felt over the past week.

 

  1. Are you basically satisfied with your life? yes no
  2. Have you dropped many of your activities and interests? yes no
  3. Do you feel that your life is empty? yes no
  4. Do you often get bored? yes no
  5. Are you in good spirits most of the time? yes no
  6. Are you afraid that something bad is going to happen to you? yes no
  7. Do you feel happy most of the time? yes no
  8. Do you often feel helpless? yes no
  9. Do you prefer to stay at home, rather than going out and doing things? yes no
  10. Do you feel that you have more problems with memory than most? yes no
  11. Do you think it is wonderful to be alive now? yes no
  12. Do you feel worthless the way you are now? yes no
  13. Do you feel full of energy? yes no
  14. Do you feel that your situation is hopeless? yes no
  15. Do you think that most people are better off than you are? yes no

Total Score_____

 

It was discovered that the long 30 question geriatric screening scale was a little confusing to patients so a shorter 15 question test is now administered to determine whether you have geriatric depression. So let’s analyze it.

 

My first objection is that the questionnaire only covers the prior week and a truly depressed human is depressed over several months and not just one week. Vagueness and inaccurate questioning is my main objection.

 

The question “have you dropped many of your activities and interests” does not answer the question over how long a period of time did you drop them? If it was over a five year period then this can be normal aging and if over a week’s time then it may be due to a physical accident which incapacitated you. MANY does not quantify the answer since to some humans many means three or more and to others it means 10 or more so losing interest in 3 things may be considered normal and losing interest in 10 things highly abnormal.

 

What in the world does “EMPTY life” mean? Does it mean that you are doing nothing at all and just eating and sleeping or does empty mean that you feel that your life no longer has an important purpose or goal to pursue? If you are just eating and sleeping then you may have a serious motivation problem but if it is empty because you feel that you have no purpose in life but just to exist then this is just normal aging, especially if your offspring are grown, your spouse has died, and you feel that you have no one to take care of or goals to reach. it’s not a sign of depression.

 

“OFTEN get bored” does not answer how often a week you get bored and with what you are bored? If you are a channel switcher and get bored watching uninteresting stuff on the TV then you could say that you are often bored or perhaps a hundred times a week. If you get bored cleaning the house, preparing meals, exercising, washing the dishes, listening to the radio, or watching TV then this is just a normal human reaction to doing mundane boring repetitive actions and may not mean that you are depressed.

 

“Being afraid that something bad is going to happen to you” is normal for old humans who know they can probably die at any minute. The real question to ask is are you obsessed with fear frequently throughout the week or is it just a general fear that you have which maybe just surfaces once or twice a week. If you are obsessed with fear then that is paranoia and not necessarily depression and if you fear for your life or are in fear of falling or in fear of a physical injury then that is normal precaution taking and definitely not a sign of depression. Unanswered is the question of WHAT bad thing do you think is going to happen to you? If there is a list of 5 or 10 bad things which you constantly fear then there may be a serious coping problem but not necessarily depression.

 

“Often feel helpless” does not differentiate between feeling helpless every time you would have to walk and have to use the wheelchair instead and an obsession of helplessness since you have to spend most of the time in bed due to some handicap or incapacity. Once again WHAT you feel helpless about is a more accurate and important question than just asking about a general helpless feeling. Helplessness is a normal part of aging when your physical and mental abilities are in decline and not necessarily a sign of depression.

 

“Do you prefer to stay at home and not going out and doing things?” This is a normal desire in the age of the smart phone and internet where you can surf the internet and entertain yourself on the computer. There no longer is a great need to go out and do things so if you prefer to stay at home then this is not necessarily a sign of depression but just a fact of the modern day world.

 

Feeling that you have “more problems with memory than most” is not a sign of depression but merely stating a fact that you may have the onset of Altzheimers, dementia, or some other mental illness. Not asked is a more important question and that is do your memory problems cause you extreme stress or do you feel that you can handle the disability?

 

Feeling worthless and hopeless about your situation in life is not a sign of depression but a fact of life for the elderly with little responsibility and geriatric illnesses such as joint and back pains which don’t seem to go away or get any better.

 

“Thinking that most humans are better off than you” is not an uncommon conclusion, especially if you are on limited social security income with high medical bills and barely making ends meet. Thinking and feeling bad about your situation in life is not a sign of depression but a fact of life which you have to cope with to the best of your ability.

 

The remaining 6 of the 15 questions try to probe your optimism, happiness, and general satisfaction with life at the present time and are not in any way signs of depression but rather indications that you may not be depressed at all.

 

My serious objection is also the yes or no format of answering which is extreme behavioral opposites or basically having to say that you always feel that way with a yes or that you never feel that way with a no. Your feelings come and go and have a certain frequency of existence so you can’t say that you always feel worthless, hopeless, fearful, or bored or say that you never feel worthless, hopeless, fearful, or bored. Knowing the frequency of the feelings, their duration, their intensity, and what those feelings are about is important to know accurately and this questionnaire simply does not meet that necessary standard for credibility.

 

Conclusion:

The extreme vagueness and inaccuracy of this questionnaire in no way can be considered to be an objective evaluation of geriatric depression. Frequency, duration, intensity, and pinpointing what specifically you are talking about is not covered in the questionnaire. It is impossible to tell whether you are even depressed and if you are there is no clue whether you are chronically depressed, severely depressed, normally depressed, or mildly depressed!!!

Is the incidence of depression and medication for it going through the roof? Yes. And the main reason is incompetent psychiatrists doing subjective seat of the pants diagnosis with idiotic questioning which not only appears in print but is even more pronounced and dysfunctional in the psychiatric office environment of personal questioning.

 

DEVELOPMENT AND VALIDATION OF A GERIATRIC DEPRESSION SCREENING SCALE: A PRELIMINARY REPORT

JEROME A. YESAVAGE, T. L. BRINK Department of Psychiatry and Behavioral Sciences, Stanford University of Medicine, Stanford, CA 94305, U.S.A. TERENCE L. ROSE Veteran’s Administration Medical Center, Palo Alto, CA 94304, U.S.A. OWEN LLJM Geriatric Treatment Team, Santa Clara County Mental Health VIRWNIA HUAKC;, MKHA~L ADFY and VON OTTO LEIRER Veteran’s Administration Medical Center, Palo Alto, CA 94304, U.S.A. (Received 25 January 1982; revised 28 June 1982)

THE GERIATRIC DEPRESSION SCALE

Choose the best answer for how you felt over the past week and answer yes or no

 

Are you basically satisfied with your life?

Have you dropped many of your activities and interests?

Do you feel that your life is empty?

Do you often get bored?

Are you hopeful about the future?

Are you bothered by thoughts you can’t get out of your head?

Are you in good spirits most of the time?

Are you afraid that something bad is going to happen to you?

Do you feel happy most of the time?

Do you often feel helpless?

Do you often get restless and fidgety?

Do you prefer to stay at home, rather than going out and doing new things?

Do you frequently worry about the future?

Do you feel you have more problems with memory than most?

Do you think it is wonderful to be alive now?

Do you often feel downhearted and blue?

Do you feel pretty worthless the way you are now?

Do you worry a lot about the past?

Do you find life very exciting?

Is it hard for you to get started on new projects?

Do you feel full of energy?

Do you feel that your situation is hopeless?

Do you think that most people are better off than you are?

Do you frequently get upset over little things?

Do you frequently feel like crying?

Do you have trouble concentrating?

Do you enjoy getting up in the morning?

Do you prefer to avoid social gatherings?

Is it easy for you to make decisions?

Is your mind as clear as it used to be?

If you liked this evergreen truth blog then read more of them, about 4300 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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UPDATED NEW QUOTE BY ULDIS SPROGIS 1108!!!

If you liked this evergreen truth blog then read more of them, about 4200 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

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DO YOU NEED A THERAPIST?

therapy-Flickr

There are family councilors, general councilors, psychologists, and psychiatrists all claiming to have therapist status. There are also occupational, speech, and other specialized therapists who don’t treat relationship problems.

If you have acute insomnia, have frequent wild mood swings, have suicidal thoughts, are chronically depressed, or hear voices in your head then medication and a psychiatrist may be a logical alternative.

If you are depressed, have a dysfunctional family life, have a severe addiction, are stuck in an abusive relationship, or are going through a very traumatic moment in your life then a psychologist or councilor may be your best choice if you feel that you can no longer cope with your life on your own.

Finding a competent and reputable therapist is like looking for a needle in a haystack because most psychiatrists are interested in making money and are prone to offer pill solutions to severe problems which get you addicted and medicated for life with minimum time invested and no cure with many bad side effects.

Most psychologists and councilors are well intentioned but tend to be inexperienced, are steeped in situation ethics, and are too prone to give superficial advice on how to deal with severe emotional stress. Talking seldom solves severe problems which need radical environmental change which means changing a job, getting a divorce, going to rehab, or finding moral healthy friends to replace the bad ones.

Talking alone may result in a human leaving the therapists office in a good mood. But returning to their daily environment has all the trigger mechanisms which reinforce the bad habits which they have and the one hour therapy session can’t compete with a dysfunctional environment which reinforces the bad habits which the patient is burdened with.

Relatively minor relationship problems may be solved by a therapist but severe ones are seldom solved since it requires much money and major behavioral change which few adult humans are capable of because they are financially poor and trapped in their bad habits and bad environment on into the foreseeable future.

If you have integrity, are trustworthy, dependable, competent, friendly, and empathetic then chances are that you won’t need a therapist. If you don’t have integrity, are untrustworthy, not dependable, not competent, not friendly, and are not empathetic then all the therapy in the world will not cure you or solve your relationship problems. You are a severely handicapped dysfunctional human being that talking therapy will not cure.

If you are a city dweller with severe stress and emotional problems which are out of control and no therapy works on you then consider moving to a farm or farm community and getting in touch with nature and a heavy dose of physical labor. This kind of radical behavior modification may solve most of your severe emotional problems and recondition your mind and body in a healthy way.

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THE TRUTH ABOUT DEPRESSION*

article-myths-about-depression

Depression: n. creating many intense unpleasant feelings about oneself and life in general with much selfdoubt and a frustratead inability to find a worthy goal(s) in life which frequently exists with (an inability to concentrate and/or insomnia) and/or (no appetite and/or guilt) and/or (helplessness and/or hopelessness) and/or (feeling little pleasure in life and/or selfhatred) and/or rarely thoughts of (death and/or suicide) and these symptoms exist with sufficiently large frequency and duration

Depression is such a complex, vague, and inaccurate concept that diagnosis of degrees of depression is an exercise in futility. How many of the symptoms of depression do you need to exhibit before you are truly depressed and need counseling, behavioral therapy, or even medication for it? How intense and frequent must the symptoms be to accurately diagnose severe depression which needs immediate attention? No questionnaire is an adequate tool and hourly visits and talk sessions with the shrink is not enough time to make any kind of reliable diagnosis.

It is obvious that if you have all the symptoms of depression mentioned in the definition then you can be called truly depressed but is no appetite, insomnia, inability to concentrate, and hopelessness enough reason to start medicating someone with psychiatric drugs with side effects which often make the circumstances worse in the long duration?

Radical behavior modification or useful therapeutic techniques are the ultimate answer but unfortunately the cure often requires too much money and time and a new environment to be successful in curing depression.

Medicate a patient and place them in the same old environment of dysfunctional friends and bad circumstances and there is little hope that the depression will improve or get better. The only guarantee is that the patient will get addicted to the drugs and have more problems in the long duration due to their excessive addictive use.

Remove the medication and the symptoms of insomnia, inability to concentrate, etc. come roaring back with new and greater intensity and make living life a greater hardship. Are the real causes of the symptoms an overly stressed life, inability to bond with optimistic humans living healthy lifestyles, unhealthy food and drink, and inadequate sleeping habits?

How many primitive tribe humans can be classified as depressed? Almost none of them are depressed but are actively engaged in everyday living trying to survive in the wilderness.

Many modern humans are also trying to survive under mostly unnatural artificial conditions of modern society with little or no contact with nature for many of them. Many are living unsatisfying lives of relative isolation in cramped city apartments or sterile suburban homes with unhealthy social lives and unhealthy food and drink which impairs the brain’s natural functioning ability. Living a city life or suburban life for many is so stressful and unnatural that many succumb to their artificial environment pressures and start to become mentally impaired or depressed as the psychiatrists call them or good repeat customers for their drugs and “profession”.

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THE TRUTH ABOUT PSYCHIATRY+

psychiatrydrugs

Historically about 2 to 3% of the population was diagnosed with mental illness. Today the number is approaching 25% of the population in the US with some kind of mental disorder. The list of behavioral disorders or great deviation from the norm is almost endless with attempts made to even include manic compulsive shopping disorders. Deviate greatly from normative behavior and you can be classified into a psychiatric vaguely defined disorder or mental illness to be treated with drugs and the list keeps growing every time that the new psychiatric manual is updated and comes out.

The real solution to most supposed mental illnesses is a healthy diet of food and drink, getting some moderate exercise, getting off addictions to illegal and legal drugs, changing to a less stressful job, associating with better non addicted moral friends, ending dysfunctional marriages, reading and researching self improvement info, doing some volunteer work for a non profit organization to escape loneliness, and trying to lead a more purposeful constructive life without the live for today and do what feels good mentality.

Instead psychiatrists have an instant solution or pill for all your problems, get you addicted to drugs with terrible side effects which mess up your mind even more, and with the major drug companies laugh all the way to the bank.

Psychiatry has become an immoral scam of pill pushing not doing anything positive about reforming society but making problems worse for most individuals who seek counseling in a desperate attempt to make their dysfunctional lives function better. Psychiatrists should be doing the work of historical priests, rabbis, mullahs, etc. giving realistic advice on how to live a proper healthy moral life instead of giving pill advice which is no advice or guidance at all.

I have utter contempt for the psychiatric “profession” and wonder when humans will finally wake up to the scam and start seeking help elsewhere for their dysfunctional lives.

Feel depressed? We have a happy pill for that which will elevate your mood. Feel hyper? We have a pill for that too to calm you down. Stop taking the pill for a while and you have worse or more depression or more hyper behavior because the drugs alter brain chemistry and addict your brain to the medication.

If you have insomnia the pills actually are glorified sleeping pills and when you stop taking them your insomnia gets worse and you start suffering from all the mental symptoms of prolonged sleep deprivation which can really start making you behave in crazy ways with hallucinations, incoherent thoughts, and other mental delusions.

Sure a very small percentage of the population do have very severe mental illness which makes them unable to function properly in society and they have to be medicated but definitely not close to the 25 % of the population today.

If you are classified mentally ill and are on medication then chances are about 7 out of 8 that you are royally being screwed over by the psychiatrist.

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THE TRUTH ABOUT BANKS+

banking-top-img

When an individual spends money like a drunken sailor this leads to personal bankruptcy and they have to start over from scratch. When a business spends money like a drunken sailor the business is forced to raise prices and if they are not a monopoly then they go out of business or undergo refinancing bankruptcy proceedings.

When a big bank makes too many risky loans then soon it begins working in the red and bankruptcy threatens. The central bank or government can bail a bank out as it did after the real estate bust in 2008 because the bank was considered to be too big to fail. In a national crisis the central bank may take over failing banks and start running them in a more responsible way or permit one big bank to take over most of the remaining ones. There is always a way out of a financial crisis because money is the only issue and the money counterfeiters have all the power.

When the central bank begins to spend like a drunken sailor the national debt increases rapidly, it leads to a financially sick economy of big spenders, and ultimate bankruptcy of the entire financial institution threatens.

A bust after the unrealistic boom of money in circulation is the only cure to the spending crazies in the nation and world. Unfortunately a tightening of the money supply causes many business failures and the economic state of the nation deteriorates rapidly causing massive unemployment and further debt, this time worldwide.

I don’t fear the collapse of the worldwide profligate financial system because debt can be forgiven or refinanced as a solution so the humans in charge of the money supply are really the ones to blame if the world plunges into a worldwide depression. If the world money bags are too greedy and want to consolidate their power even more with a depression then they will and rule more and more of the world by bankrupting profligate individuals and businesses.

Money can be controlled rationally or irrationally and if the world is in a sick financial situation then irrational over speculation is the cause and it must cease or become less prevalent. New money rules may have to be instituted if the current financial system turns out to be a bust.

Banks should make relatively safe loans and incentivize humans to save some of their money for emergencies and retirement with decent returns on savings accounts. They are not doing so today, are encouraging profligate behavior, and are themselves becoming profligate investors of the nation’s money. Irresponsible money management on a small scale is unhealthy procedure and on a big scale it can be catastrophic and result in a hardship depression. I guess it is human nature to wildly speculate when times are good financially but unfortunately a bust is usually around the corner sooner or later as a result of such irresponsible behavior.

 

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