Tag Archives: finances

8 CATEGORIES TO ASSESS AND HELP IMPROVE THE QUALITY OF YOUR LIFE!!!

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MORALITY AND LIFE PURPOSE

SELFESTEEM

NUTRITION, EXERCISE, AND SLEEP

FINANCES

RELATIONSHIPS

WORK

PLAY

ENVIRONMENT

MORALITY AND LIFE PURPOSE:

The purpose of nature is to survive and reproduce sustainably and for humans the one extra dimension is to survive in a moral sustainable way which does not necessarily mean that reproduction is mandatory for all humans. Spirituality is highly over rated because it merely means a strong emotional commitment or devotion to a good moral sustainable existence.

Yes, your purpose in life may be to lead an immoral hedonistic lifestyle and try to get as much physical pleasure out of life as possible while it lasts but historically these life purposes have led to short lifespans with much misery, depression, and failed human relationships along the way.

Your true purpose in life should be to lead a life of integrity worthy of respect and admiration which means being honest, sincere, and moral in your human interactions and moral in your interactions with wilderness or plant and animal life.

Classical or religious morality is outdated and must be updated. In the transitional phase to a secular worldwide morality governments must provide transitional religious liberty laws which permit the peaceful coexistence of both in this world.

What is this new updated secular morality which should be taught in all secular elementary government schools to young impressionable minds so that they don’t drown in moral confusion always asking themselves is what I am doing right or wrong? Adults should mostly impulsively be able to distinguish between right and wrong once they are about 13 years of age and relativistic situation ethics is simply not the right solution to the increasing moral chaos in the western world.

The new updated secular worldwide morality should be- except in emergency situations- don’t destroy biodiversity, don’t lie, don’t be inefficient, don’t steal, don’t commit adultery if married, and don’t murder!!!!!!

SELFESTEEM:

We are all born different with different appearances and different ability potential based on our genetic inheritance and it is something which each individual must struggle with as they go through an educational system and interact with other human beings.

Dominant individuals exist in all societies and there are basically the leaders and the led and you may have to be satisfied in being mostly led if you are not leadership potential with emotional intelligence and a fairly good memory for names and events.

Everyone except the severely handicapped and those coming from dysfunctional families are capable of a good moral existence if they have been indoctrinated with a believable secular morality at home and in school. If you have integrity and are leading a good moral existence then you can have plenty of selfesteem even if you are unemployed and destitute on government assistance or welfare. No matter what your financial situation, if you are morally sound then you deserve to feel like a worthwhile citizen of the world and can be called a good human.

NUTRITION, EXERCISE, AND SLEEP:

For healthy survival you need good nutrition, adequate exercise, and enough sleep to function doing anything in this world.

Eating and drinking as much sustainable organic food and drink as possible is of primary importance for long duration sustained health. If you lead an overly sedentary lifestyle then a little extra exercise is vital since you are not getting enough on the job.

Finally enough sleep is mandatory so that your body can recover from daily stresses in your life. Taking drug sleep aids leads to disastrous long duration problems with insomnia so if you are not getting enough sleep naturally then you should seriously consider changing something in your overstressed or over worked lifestyle.

FINANCES:

Money is theoretically the same thing as energy and we all know that for humans to survive they need life giving energy to survive and do things. Stored energy or money is symbolically a savings account and energy or money in use creates the motion of humans and objects.

Nothing in life, except for the sun’s energy, is really free in the true sense of the word because even if you are doing trivial things or being nice to humans you are really using up the energy stored in your body to do body work. The source of human energy should be healthy sustainable food and we all know that food costs money unless you are eating from dumpsters and getting it theoretically for free.

The economic system with programmed inflation or a hidden tax and credit cards do not encourage historical thriftiness of saving for emergencies and spending money conservatively by sticking to a budget. One of the biggest financial mistakes is that humans live from paycheck to paycheck and never learn to budget their money wisely by saving some and spending the rest on needs rather than impulsive wants which mislead us from responsible financial behavior.

Financial success is not only a good job or investment but an ability to budget your money wisely.

RELATIONSHIPS:

Humans with good relationships have integrity, are trustworthy, dependable, competent, friendly, empathetic, and don’t have many bad habits. If you truly want to improve your relationships with other humans then learn what these words mean and improve your personality step by step until you are more moral, trustworthy, dependable, competent, friendly, empathetic, and reduce the number of your bad habits.

If you are hoping to attract the opposite sex then good looks, a good job, good communication skills, and a good personality accompanied by moral behavior will optimize your chances of finding a good mate.

WORK:

Robots and computer software will eventually replace or severely reduce the amount of human labor necessary so technological skills will be in high demand for some relatively elite workers. This means that the governmental system will eventually have to provide welfare for most of the population which will either be unemployed for a lifetime or will only work at one job for a relatively short duration after which they will either have to retrain for available jobs or live on welfare for the rest of their lives.

Lifetime jobs for relatively unskilled workers will be a thing of the past and unless you put in the time and effort necessary to retrain then a lifetime of welfare dependency will be highly probable.

PLAY:

If future trends continue then playing or doing nonproductive work will be what preoccupies most humans for a lifetime and doing nonproductive work will not be the stress relief or entertainment in or between jobs.

ENVIRONMENT:

Ideally we would all like to live in a healthy environment which includes being surrounded by a good human environment. Getting a good human environment is finding a good moral significant other or spouse to associate with and/or a close friend or two and some casual friendships. On the job having good moral coworkers is a preferred circumstance.

Our biggest concern should be a minimally polluted sustainable environment and global conservation of wilderness which will be the safety net for a healthy food source once technology has too radically and irresponsibly transformed domesticated food to one unfit for human consumption. An organic sustainable food supply for the world is the ultimate goal and if we fail at this then our only savior will be the wilderness safety net at some future generation.

 

If you liked this evergreen truth blog then read more of them, about 3500 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

https://uldissprogis.com/zlist-of-my-most-popular-blogs/

HOW TO SIMPLIFY YOUR FINANCES AND IMPROVE YOUR LIFE!!!

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If you can’t budget or don’t want to learn how to budget then the best advice is to pay cash or live a debit card existence. Other useful advice is to unclutter your surroundings of things you don’t use and get rid of toxic friends or humans. There are 7 more hints of what you can do to simplify your life, make it more efficient, and improve it in this moneytalknews.com article.

http://www.moneytalksnews.com/10-simple-strategies-simplify-your-life/

If you liked this evergreen truth blog then read more of them, about 3400 so far, or read one or more of my evergreen truth books, especially EVERGREEN TRUTH, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

If you enjoyed this blog then here is a list of my most popular ones which you may also enjoy!!!

https://uldissprogis.com/zlist-of-my-most-popular-blogs/

THE 4 MAJOR SOURCES OF UNHAPPINESS!!!

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A bad job, bad finances, bad relationships, and bad attitude are the major sources of unhappiness.

If you have a bad job then change to another location or employer and if you are still unhappy then learn new skills and knowledge and get a better job.

If you have bad finances then learn to budget what little money you have or train for or get a job which pays more.

If you are in a bad relationship then you can always break it off or get a divorce or you can learn better social skills and try again.  Lying and adultery will ruin most relationships. TOO MUCH arguing, complaining, blaming, stubbornness, criticizing, greed, unfriendliness, gluttony, pride, vengefulness, promiscuousness, workaholism, gossiping, and a bad attitude will cause relationship problems so learn to change those bad social habits.

Physical abuse and severe addictions will ruin most relationships but the above characteristics in excess and sometimes in medium amounts will cause much emotional distress which should be avoided if you want a good relationship.

If you have a bad attitude then learn to make the necessary adjustments. Don’t hold grudges, don’t worry so much, don’t dwell on past mistakes and problems or bad experiences, don’t stress yourself out on trivial things, don’t be jealous or envious of others, stop making excuses for your failings, don’t be so pessimistic, don’t live in fear, don’t believe in tricks, magic pills, or instant solutions to make life better, and don’t live in the past.

For bad relationships you can search my free blogs and find advice for dating, parenting, marriage, selfmotivation, and communicating effectively or read my evergreen truth books LOVEALL,   MODERN PARENTING, and GOOD MODERN BEHAVIORS.

For help on budgeting your money wisely read my evergreen truth book HOW TO SAVE MONEY. It is really about radically changing your life to a thrifty one by budgeting and saving up money to buy the things which you really need or want without going into stupid debt and paying or wasting money on outrageous interest rates on credit card debt.

For help on getting a better job read my evergreen truth book HOW TO IMPROVE YOURSELF: HOW TO GET WHAT YOU WANT; HOW TO SAVE TIME & MONEY.

If you liked this evergreen truth blog then read more of them, about 1200 so far, or read one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

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GETTING MARRIED? DISCUSS THESE 15 IMPORTANT THINGS!!!

 

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Before getting married you should ask these 15 questions and avoid unnecessary conflict and misunderstandings later in marriage. There is nothing better than thoroughly understanding WHAT YOU WANT and WHEN YOU WANT IT in a marriage and mutually agreeing to it.

Here is an excellent article by Wendy Atterberry-

http://www.huffingtonpost.com/wendy-atterberry/15-things-every-couple-mu_b_5638629.html

If you like this evergreen truth blog then read more of them, about 900 so far, and one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

For a complete readily accessible list of blogs and titles go to twitter.com/uldissprogis.

Enjoy!!!!!!

THE TRUTH ABOUT MONEY!!!

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Money is neither good nor bad but is a tool which can be used for good or bad purposes or goals. WHAT you use the money for is an indication of what you VALUE in life or what seems to be more important to you at a given point in time.

Money: n. a physical symbol for a quantity of energy and/or matter which can be traded for information and/or goods and/or services and is used as a measure of information and/or goods and/or services values in the market

Money symbolically represents energy and stored energy (matter) which is something which everyone needs to survive. Even those without money need the energy stored in food to survive so everyone needs some money to buy food unless they are begging for food, living off of dumpster food, or getting money from food stamps or welfare.

If you love or enjoy writing then it will take little energy or money to do so but if you want to make money writing then you will still need money to promote the writing or you will have to achieve celebrity status and then write something which will appeal to and which you can sell to your fans.

Energy makes the world go round and that is why it is popular to say that money makes the world go round. You can still be happy with very little money if you budget it and spend it wisely but if you want to spend an active life doing interesting things and associating with interesting humans whom you care about then you will need more than a minimum amount of money.

A good paying job is the answer to living a varied interesting life with offspring if you choose to have any.

Yes, loving money too much will probably corrupt you and mismanaging what little money you have will bring you much pain and suffering but most of us need money or energy to survive well. It is important to learn to save some of it and use or spend it wisely on the things which will give you the most pleasure or happiness in the long duration.  

You may want to live impulsively day by day spending money on immediate needs and wants but to maximize your happiness throughout a lifetime you will need to learn to save for and spend your money on short duration as well as long duration goals.

CONCLUSION:

Money is a basic necessity for most of us and it should be regarded as a precious commodity not to be wasted but wisely budgeted and spent on worthwhile goals in life which will hopefully maximize your happiness during a lifetime.

The fool and his money are soon parted so try not to live the life of a fool for an entire lifetime!!!!!!

 

If you liked this evergreen truth blog then read more of them and one or more of my evergreen truth books, especially COMMON SENSE, rays of truth in a human world filled with myths and deceptions.

Enjoy!!!!!!

8 FINANCIAL OR MONEY QUESTIONS WHICH YOU SHOULD ASK BEFORE MARRIAGE

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Money mismanagement or not enough of it is the leading cause of divorce so you should find out before marriage how your future spouse has, will, or wants to manage money.

Your favorite store is having a blowout sale; what will you do?

You just received a large tax refund. What are you most likely to do with it?

You inherit $10,000. What is your first instinct?

Everyone pictures retirement differently. What does yours look like?

How would you like to save for retirement?

What percentage of our earnings will be saved for emergencies and/or retirement and/or education for offspring or self-improvement?

Will we have joint or separate money accounts?

Will we share budgeting responsibilities or will one be the dominant manager of the household budget?

Most of these questions are designed to find out who is the great spender in the relationship and who will have the major responsibility for running the household budget if there are not separate accounts. The most thrifty spouse who is good with numbers should play a major role in budgeting the household budget for joint accounts.

If neither one of you are good with money management, are stressed out when talking about money and sharing it, and both have jobs then maybe separate accounts are the solution to the problem so blame for overspending will show up clearly by examining the independent accounts.

To avoid having to blame one or the other for overspending a third joint account may be set up to pay for anticipated joint fixed expenses such as food, rent or mortgage payment, utility bills, offspring expenses, and household expenses. After every paycheck a just or fair amount should be contributed to the third joint account.

Most married couples never learn to BUDGET their money or are very bad at managing money which becomes a major source for arguments and hardship that frequently leads to divorce. If you find out by asking the above questions that one is an irresponsible spendthrift hooked on credit cards then don’t marry!!!!!!

If you liked this evergreen blog then read more of them.

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LEARN AND TEACH YOUR OFFSPRING ABOUT MONEY, ESPECIALLY IF YOU ARE IN GREAT CREDIT CARD DEBT!!!

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Most parents don’t know how to manage money and are in great debt. Read this blog and it might help your offspring to avoid your financial mistakes.

I am including a link to an excellent blog on how to be wise with money.

http://www.huffingtonpost.com/simple-thrifty-living/5-money-talks-you-should-_b_3438411.html

If you liked this blog read more of them and read one or more of my evergreen books, especially COMMON SENSE.

Enjoy!!!!!!